Buying & Flipping - Houses & Websites » Flipping Houses For Profit

I Want To Get Out Of Debt But How, Win The Lottery!

admin — Sun, 14 Mar 2010 10:58:41 +0000

By: Paul Tooley

Who Shot Larry Blair

Professor Larry Blair, a math professor in Oklahoma, tells an interesting story of how he spent 8 years of his life creating a formula on how to win the lottery that yields a 48% chance of producing winnings at a lottery game. In his narrative, he relates the tale of how he was held at gun point by gunmen who wanted his secret. He fled and they shot him in the foot. He ended up having to have his foot removed.

Double Or Nothing

Since that time, Professor Larry Blair decided to sell his formula on how to win the lottery and is so sure that it will work that he offers to give you double your money back if it doesn’t work for you. Is the professor’s formula on how to win the lottery a hoax or is it real. I want to get out of debt but how, win the lottery according to Professor Blair

Knowledge Is Power

If you understand how games of chance work you can win money at them pretty consistently, if they are not rigged, and that is because they are governed by probability. Take the simple flipping of a coin. If someone offered you a double or nothing bet on a coin flip you would have 1 chance out of 2 to win. If you always stuck with either heads or tails and never changed your pick, probability would dictate that you would win half of the time. So if you always wagered more than half of any losing wager you would end up making more money than you lost. Here, lets try.

The Game

Bet $1 on heads      flip=tails loss      increase my loss amount by more than double

Bet $3 on heads      flip=tails loss      increase my loss amount by more than double

bet $9 on heads      flip=heads win    I won $18

I spent $13 in wagers and had $18 in winnings for a total of $5 profit. Now I

will play again but I will increase my wager.

Bet $3 on heads flip=tails loss increase my loss amount by more than double

Bet $9 on heads flip=heads win I won $18 again

I spent $12 in wagers and earned $18 in winnings for a total of $6 profit. Trust me, I could do this all day and come away with a lot of money. Of course the house would stop betting with me. This is just a small example of how you can use formulas to win at games of chance since they are governed by probability. With Professor Blair’s 48% chance of winning the lottery I should expect to win a little less than half of the time. All he asks is that you have a pen and a tablet dedicated to one lottery game and that you give his formula on how to win the lottery 2 to 3 weeks to begin working and if it doesn’t work he’ll give you double your money back. So if you want out of debt but are wondering how, win the lottery.

Hi, Paul here, I wrote this article after running across Professor Blairs unique story I decided to write about it. One of the most interesting aspects of the Professor’s claim is his double your money back guarantee. So you win no matter if his formula’s work or not.

Listen To Larry’s Story Here!

Real Estate Coaching for Foreclosures

admin — Sat, 13 Mar 2010 22:45:25 +0000

By: Joseph Lane

Many people are struggling to stay in their homes as the housing crunch continues. During the boom of 2000 to 2005, many borrowers used adjustable-rate mortgages and exotic loans to buy properties that they ultimately couldn’t afford. Housing analysts expect the problem to worsen this year as adjustable-rate mortgages reset higher.

Real Estate coaching is available to anyone these days and with your home costing at least hundreds of thousands of dollars, its a good idea to get help during any type of real estate venture. Investing money in properties and housing is best processed with the help of a Real Estate coach. They can answer questions and offer guidance and assistance as you go forward into the process of buying and selling.

With so many foreclosures hitting the market and will continue to flood the housing market, many real estate deals will be available to the buyers willing to invest. A high number of foreclosures automatically increase the amount of real estate deals on the market which by default increase the number of possible deals available for real estate agents to get involved with. With this increase in housing properties available on the market, if your flipping houses or just long term investing, this will be a good time to look for opportunities to make profit.

Get help during these times of high foreclosures. The home owners who are losing their homes may be willing to sell their properties below market value which would be a good way to take advantage of these tough times. Real Estate Coaching may be something that can help you not make mistakes and errors.

When investing money, its important not to make mistakes. You want to do things correctly and protecting your wealth or wealth building is best done smartly. You can protect your investments by making good business decisions.

Better your chances in

the Real Estate market with a Real Estate Coach.

House Flipping and Home Improvements

admin — Sat, 13 Mar 2010 22:30:40 +0000

By: Matthew Hick

How would it sound to you if you could purchase a property at a low cost, and then turn around and sell it for a profit? If this sounds like the best idea you’ve heard in a long time, then you may enjoy what is now referred to as “house flipping”. Beware, though, for as good as it sounds, if you aren’t prepared to do it correctly, you can end up with no house and no profits! Let’s take a closer look at this phenomenon known as house flipping.

When purchasing a house to flip, you want to look for the worst looking house, in a good neighborhood, that is serviced by a good school. The purchase price of the house should be low enough that you can make the necessary renovations and still be able to sell it at a money making price. The key factor will be, how much do you want or need to put into this house, and what renovations will yield the biggest paybacks?

A rule of thumb is if your house is over twenty-five years old, then you probably need a complete redo. If your house is under twenty-five years old, then you probably can get away with minor renovations. Some renovations will provide more of a return than others and, in making renovations; you don’t want to price yourself out of a sale. You want to keep the price of your renovated house within a 15-20% range of the neighboring houses. People are willing to pay more money for improvements, but there will be a limit as to what people will spend in comparison to other houses in the area.

Today, bathrooms and kitchens provide the biggest return on your dollar. Kitchen upgrades can be as elaborate as dual sinks, granite countertops, and new cabinets, cooking stations and warming ovens. Keep in mind, the quality of the home. If your home is of moderate value, tile or laminate will do, as well as under cabinet lighting and new cabinet hardware. Improvements to bathrooms c

an include sunken tubs, glass window blocks and skylights. A moderate priced house will do well with a fresh coat of paint and new flooring. Other areas that will add value are bathroom suites, extra baths and half baths.

Renovations to increase the value of your house do not necessary have to be costly, or involved. Curb appeal can definitely result in a return on your investment. Painting the exterior, landscaping and yard maintenance will draw the buyer to want to see the inside. Some simple fixes on the interior, such as, patching cracks, painting; new lighting, new plumbing and redoing floor covering may be just what you need to make the customer feel drawn to this house. Wood floors are a popular choice today, and would be a good choice over carpeting. Also reduce clutter, to make the house look larger and more inviting. You can also create an extra room, by revamping extra areas. For example, turn a basement into a family room or extra bedroom, or turn a junk room into a den.

There are many things you can do to a house to increase its value and result in a profitable flip. Keep in mind; this is a financially risky investment. Sometimes, you may uncover some hidden damages, which may result in costly repair. By doing most of the work yourself, you can keep your out of pocket expenses down, but realize what you are and are not capable of doing. Remember, the market will play a determining factor in your profit. With all this in mind, happy flipping.

More Real Estate Investment Articles at http://eRealEstate-Today.com. Learn how to operate a Successful Niche Website Network at http://eWebCreator.com. Matthew Hick has been designing profitable Niche Adsense Websites for over 5 years. Award winning Adsense Website Service at http://eWebCreator.com

What Medicine Knows About Manifesting

admin — Sat, 13 Mar 2010 22:24:06 +0000

By: William H. “Chance” Cole

A placebo is Latin for I will please. It’s defined by Wikipedia as “a substance or procedure which a patient accepts as a medicine or therapy but which has no specific therapeutic activity for the condition. Any effect is thought to be based on the power of suggestion”.

The placebo effect is when, after a treatment, a patient’s symptoms become better or worse due to their expectation or belief that the treatment would work. The placebo effect occurs when a patient is treated in conjunction with the suggestion from an authority figure or from acquired information that the treatment will aid in healing and the patient’s condition improves. This effect has been known since the early 20th century”.

The word nocebo is Latin for I will harm. The nocebo effect is defined by Wikipedia as, “(occurring when) a patient who disbelieves in a treatment may experience a worsening of symptoms. This effect … can be measured in the same way as the placebo effect, e.g., when members of a control group receiving an inert substance report a worsening of symptoms”.

So why discuss medicine in an article about manifesting your desires? I would encourage all readers to be mindful of what medicine has known since the early 20th century!

Medical science has demonstrated that what we believe has a massive impact on what happens in our bodies. If we believe that good things will come to us, they will show up. If we believe the opposite, then undesirable things manifest in our lives.

Just as we protect against putting toxic substances into our bodies, we should also protect against any toxins entering our minds. This would be any of the many things that are able to negatively impact our belief system.

I experienced a downright attack on my own belief system earlier this week. I walked into the bank to

make a deposit and stepped into line. One of the major news channels (possibly the worst attack on our belief systems), playing on a monitor over the teller, was detailing the decline of our housing market.

One of the ways that I generate revenue is by flipping houses; so I took the bait. I listened to every painful detail about how many people are being affected, how bad the market has been, and that the outlook for housing is very dismal.

After making the deposit I realized that I was experiencing doubt about a house I was to purchase later that day. I called a friend to discuss my fears. He asked, “how many houses have you sold in this down market?” I replied, “I’ve sold six in the last year.” He responded, “were they profitable?” Almost embarrassed, I said, “of course they were.”

My belief system had just been set back on the right track. If we are not diligent about taking in information that serves us, we will absorb information that harms us. Is the information you are feeding your brain a placebo or a nocebo?

If you’d like to learn how to put desired thoughts into your own subconscious programming, take a moment to discover the amazing new technology offered by Get The Dream. Get The Dream creates audio/visual products designed to protect your thoughts and beliefs from influences that are not serving your highest purpose.

How would you like to manifest your ideal life by tapping the power of YOUR subconscious mind? Revolutionary videos from Get The Dream combine an electronic Vision Board with Brainwave Entrainment technology. Put the Law of Attraction to work in your life with only 20 minutes per day! Programs are available for instant download at http://www.getthedream.com

Chance Cole is the founder of Get the Dream, LLC. He has an undergraduate degree in Physics and a master’s degree in Environmental Engineering. While working on his undergraduate degree, Chance was hand-picked to perform research on the effects of electric fields on living tissue. He always questioned why there were two sets of laws: Newtonian and quantum. His beliefs continued to be challenged while he was a professor of Physics. He began to accept that the “observer” was important to the quantum realm and not the Newtonian realm and that our thoughts could control our outcomes.

Proserity Birthright: 5 Step Process to Stimulate Wealth

admin — Sat, 13 Mar 2010 22:12:18 +0000

By: Lynette Landing

There is no need to work longer hours, take on 2nd jobs, set up strict budgets or sell personal property in order to stay afloat. Money problems are not causing your stress. Stress is causing your money problems! My goal is to help you remember the key to financial freedom and release your number one blockage to money – fear of lack.

Prosperity IS your birthright. You have an innate knowledge of that, but you’ve forgotten. This article offers 5 steps to stimulate personal wealth by reconnecting you to the birthright you have overlooked. Practice the steps regularly and you will never feel lack or stress over money again.

My own prosperity birthright resurfaced about 10 years ago during recovery from the lowest point in my life. I was forced from my home with my 6 year old son. My marriage ended badly and I suffered significant losses. Along with the house, I lost 2 beautiful step-children, my car, my job and all sense of security. With $300 to my name I relocated several times to keep a roof over my son’s head. I had no formal education and very low self-esteem. When there was little left for me to lose, a law suit was filed against me seeking full custody of my son. That was the last straw and my turning point.

Determined to take my life back, I read every self-help book I could get my hands on. I studied the habits of some of the most successful people in the world and was astonished to learn that many of them had similar “wake-up calls” or dark moments in life, like the one I was going through. Each one offered their own recipe for success and prosperity, based on their individual experiences. While each offered their unique flavor, there was a common ingredient each considered the most essential. Focus.

What you focus on becomes your reality. Focus on wealth, you become wea

lth. Focus on poverty, you become poverty. Focus on having, you receive. Focus on lack, you lose. Finding it virtually impossible to think my way out of lack while my life was in shambles, my burning question became “How do I change my focus?”

And that brings me to my own recipe for prosperity which I offer in part below. I wish to impart to my readers some good news – it is not necessary to endure a life-threatening or security-threatening challenge (like I did) in order to remember that prosperity is a birthright. That is unless you are stubborn. Sometimes we are given gifts of information that we can use to make positive changes in our lives. If we ignore these gifts, we may eventually find ourselves in uncomfortable circumstances that force our hand. Either way, we are given the choice to learn. Again, my goal is for you to learn minus the hardship.

Changing my focus and developing my own success principles magically transformed my life. A couple months after I was forced from my home with my son, I took an $8/hour part-time job at a software company, and then a full-time position, then several promotions and incentives came along. Within 3 years, I was packing away savings and purchasing my own home and a brand new car. Within 5 years I was earning a 6 figure income.   The realization buried deep inside of me since birth, came closer and closer to the surface and smacked me across the head as if to say “You create your own reality, silly!” I became acutely aware that anything was attainable, so I left my job to start my own company.

Mastering Money from the Inside Out: Below I offer a 5 step process to changing your financial reality. Each of the following 5 steps are offered in greater detail and are accompanied by several additional ways to enhance prosperity in an upcoming book that will be available Winter of 2009, called Easy Street.

1. Believe in your birthright: You won’t be able to enhance your financial picture if you don’t feel worthy to receive money. I constantly compare money to oxygen. Oxygen is one of several birthrights that we humans are entitled to once we leave the womb. If we were conditioned to believe that oxygen had to be “earned” just imagine the ramifications! And yet, to me, it’s just as ludicrous to believe we have to “earn” money.   That concept sets us up for failure right from the start. And think about it, we were taught that we have to “earn money” from the time we were very young! We were given an allowance based on getting chores done. We had to “earn” money to go to the movies by cleaning the house. We had to “earn” gas money by treating our parents with respect. Can you imagine holding oxygen over your child’s head and saying, “you can’t inhale unless you fold your laundry!”? If you say, “it’s not the same thing” or if you think this concept is ridiculous, I challenge you to experiment with the idea for a while – start training your mind to believe that money is just as much of a birthright as oxygen and see what happens.

I create income and draw money to me in a variety of ways because I have a mind that believes it is a birthright. If income happens to be lighter than usual one month, money comes to me in other ways – amazing ways. I have received anonymous checks written by third party signatures, commission checks I wasn’t expecting and settlement checks for thousands of dollars more than I anticipated. And money has also come in the form of material gifts or credits. I rented office space and after remodeling, I was low on cash to buy furniture. Because I have mind that believes everything works in my favor, I didn’t worry. A client called and asked if I could take an antique desk off her hands – a beautiful desk, mine in exchange for simply getting it out of her way. Someone else provided a brand new set of wing chairs, and someone else offered a free printer, and the next thing you know the majority of my office was filled with good quality furnishings and equipment for which I didn’t even ask and didn’t spend a dime. Prosperity is our birthright – believe it and you will begin to see miracles unfold.

2. Understand your current money programming: You won’t be able to enhance your financial picture if you don’t exhume some deep seated subconscious programming or learned behavior that surrounds money. Just like you were taught you have to “earn money”, you may have been exposed to lots of other negative programming that got lodged in your subconscious without your permission. If you apply a whole list of positive affirmations concerning money (“money comes to me easily”) and yet nothing ever changes, I encourage you to look deeper and unearth everything you’ve witnessed in your life that left a negative feeling associated with money. Journaling can expedite this process.

For example, when I was a child, my parents use to fight about money a lot. Bill paying day was the worst day of the month in my house. My mother worried about money and my father, in an effort to save my mother from unnecessary worry, didn’t talk about his money issues. At one point, he was so deep in debt that there were bill collectors coming to the door. My mother was mortified and there was more arguing and lots of mistrust. Having witnessed this type of experience throughout my childhood, I was programmed to believe that money was a source of arguments, money caused mistrust, money caused marital problems, paying bills was stressful, and bill collectors are unreasonable and untrustworthy and downright scary! When I became an adult, bill paying day was the worst day of the month in my house and the source of a lot of arguing between my husband and me. But even as a single person, I would get a pit in my stomach on bill paying day, no matter how large my bank account was. I became irritable and intimidated when having to call vendors to discuss a bill (like my cable provider); always suspecting they would try to scam me and take my money or just treat me badly.

Now I look at my bills differently. I thank the electric bill when it comes, thrilled that I pay such a small price to have this modern convenience. Through gratitude, I am rewarded with more income in a variety of ways (some that defy all reasoning). If I have to call a vendor, I envision that the customer service rep on the other side of the call is completely on my side and looking out for my best interest. And I program my mind to believe that they will always give me the best service at the very best price. I have received many discounts, credits, and free services as a result of this thinking. And I have even made friends out of some local utility company customer service reps. Reprogramming…it’s worth your time and can make a huge difference in your capacity to experience prosperity.

3. Replace negative thoughts attached to money: You won’t be able to enhance your financial picture if most of your thoughts and actions surrounding money are negative. This concept is similar to understanding your programming, but not as deeply ingrained and therefore, easier to “fix”. I created a product in the form of a flash card deck called “Stop the BS that’s Blocking your Confidence” - a tool designed to help clean up your thought process by providing about 40 of the most common limiting beliefs and behaviors that weaken us or set us up for failure, as well the suggested replacement for that belief or behavior. A belief system can make or break your ability to achieve success in life, so it’s important to determine what’s at the core of your believe system.

If you believe money is scarce, difficult to earn, hard to save, or evil, you may find prosperity eludes you. If you have attached your own negative requirements to money, you may also experience difficulty making money.

For example, somewhere along the line, I adopted a belief that without a college degree a person would struggle to bring in a decent income. I didn’t have a college degree and so my belief became my reality and money was always difficult for me to make. Once I replaced that limiting belief with one that didn’t attach a qualifier to money, (money comes to me just as easily with or without a degree), I acquired money easily. I use to think people who made a lot of money were greedy and self-centered and borderline evil. I didn’t want to be greedy or evil, and since I had attached these attributes to money, I ultimately, but unknowingly sabotaged by ability to be prosperous.

Another believe that I see in the majority of my clients is the belief that money is in short supply. This is the belief that birthed my comparison of money and oxygen. I ask my clients while they are exhaling, if they are internally stressing about whether there will be oxygen for their next inhale. ”Of course not!” they laugh. Unless you are in the unfortunate position of being locked in an airtight room with a limited supply of oxygen you probably never walk around thinking about it. It’s just there! I will tell audiences to shout out every principle they can think of that’s associated with breathing. They shout, “It’s a no brainer! It just comes naturally! There is an endless supply! I can take it for granted! I don’t have to think about it! I don’t worry about it! I expect it to be there!”   And then I ask them if they can take every one of those principles and apply them to money. It’s the same thing!   “Money comes naturally! There’s an endless supply! I don’t worry about it! I expect it to be there!” Clients who begin to retrain their mind to believe this are the ones that experience prosperity on a whole new level.

If you were to leave this planet today and go live on another planet where the inhabitants believed that money was a limitless, abundant source that was always available, you would never stress about money. You would just take for granted it was there for you. But if these same inhabitants believed that oxygen was in high demand and should be handled cautiously because it was scarce, difficult to obtain and “the source of all evil” you would attach fear and lack to oxygen or you would constantly count your breaths! Most likely, you would land up with asthma, bronchitis or an oxygen tank to survive. Why? Like everything else, your focus becomes your reality. Monitor your current thoughts concerning money and see how many of them are attaching a limiting or negative factor to money, wealth and prosperity and then commit to changing your belief system!

4. Beware of “Lack-Triggers”:   You won’t be able to enhance your financial picture if you over expose yourself to lack-triggers. ”Lack-triggers” is my term for any person, place or thing that takes your focus off prosperity and places it on lack. Lack-triggers produce small doses of fear that chip away at your joy and cause you to start doubting your prosperity birthright! Believe me; you know when you are exposed to lack-triggers. There is no mistaking the feeling. You’ll notice a dip in your mood. You’ll sense the tension in your body. You’ll feel the rain on your parade! I’ll paint a picture for you of some of the lack-triggers you probably expose yourself to daily. The following is an excerpt of my book scheduled for completion in Winter 2009, called Easy Street:

“Each morning you start the day with a cup of coffee and a batch of local TV news reporters who anxiously fill you in on “the failing economy, latest unemployment statistics, housing market decline, plummeting stock market”, and other calamities involving the dollar. You reach outside to grab your morning paper. Front page headline reads, “Buckle up your wallet, gas prices up 82 cents per gallon by the end of the summer”. You get in your car and turn on your radio on the way to the office. What a surprise – more “good” news! (Okay, I’m being sarcastic). How do you think these lack-triggers affect your peace of mind? How do they alter your belief system? If you think it has no affect, ask your co-workers! You’ll probably find them in the coffee room or around the water-cooler complaining about what they just paid at the pump; or trying to top each other by comparing their electric bills.   Still think it doesn’t affect you? Don’t worry; you’ll get more opportunities to find out, when you go to the gym, the golf course, the hair salon, the waiting room at the doctor’s office, and even your cousin’s baby shower!

The fact is lack-triggers are everywhere and while I’m not suggesting that you should barricade yourself in your home with no TV, radio or people contact, I am recommending you become aware of all the lack-triggers in your life and monitor the affect it has on you. Do you get physical sensations like a pit in the stomach, lump in the throat, bouncing knee, grinding teeth, and crimp in your neck? Do you sense emotional changes? Do you get irritable or depressed? Feel less like going out to that new Sushi restaurant for dinner? Feel less motivated to shop for that new plasma TV? Do you start counting your pennies and reevaluate your spending decisions by discontinuing certain services you’ve been use to? Do you ditch the cleaning woman and start coloring your own hair?

Understanding the incredibly ill affect lack-triggers can have on you and your prosperity is the biggest step! So congratulate yourself for becoming aware of them. The rest is easy! Decide which triggers you can minimize or eliminate completely.   I rarely watch the news. My friends know that the only thing I like about the local 6:00 AM news is “Baby’s First Birthday!” The rest of the TV news goes unheard in my house. I select the news I want through scanning the newspaper and the internet. That way I don’t have to “hear” sensationalistic facts that go against my healthy belief system. If I’m in places that insist on blasting their TV’s (like doctors offices, hair salons, pizza parlors), I either take a “feel good” book to read or an IPod of my favorite music or an inspirational audio book. These are simple steps that make a big overall difference in protecting a prosperity mind-set.

When lack-triggers are in the form of people, like co-workers, neighbors or even family members, determine how much contact is healthy for you and make adjustments! Certain people will always be a part of your life but if you find their conversations begin to conjure up images of “lack”, don’t allow yourself to get involved! Listen, smile and nod if you must, but don’t engage in the conversation! The worst thing you can do to your prosperity-conscious mind is to contribute to the quagmire of despair by adding your own complaints or topping someone else’s experience! This behavior promotes a prosperity blockage! Protect yourself! Your wallet is counting on you!

You will find in time, while the majority is complaining about economy, you will remain completely unaffected, letting the whole conversation (or the latest news) just roll off your back without a care in the world. That is when you know you have overcome a lack-consciousness. I have trained my belief system to tune out news commentaries involving a harsh economy as well as any negative remarks or complaint-sessions with friends, family or business associates. I may subtly offer my philosophy about prosperity, but I never engage in the drama or get pulled into an argument involving “bad economy” or lack. I shield myself from the low energy of the conversation so it doesn’t linger with me. And that way it doesn’t hamper my outlook or make me want to change any of my plans or goals.”

A final thought about lack-triggers: You may find that even the most positive, abundant, caring people can still set off your internal alarm (“Lack trigger! Lack trigger!”), and fill you with fear.   Especially financial consultants and business consultants! Yes – some of the best, most successful financial and business advisors can lend information that startles or triggers an emotional response that changes your prosperity-conscious thinking to lack-conscious thinking. If you sense the internal alarm, shield yourself and remember your birthright!

5. Flip the switch: No matter what your current financial picture looks, adopt the philosophy of another well-known cliché: ”Today is the first day of the rest of my life” and choose to make the rest of your life the way you want it. If your well being has ever been threatened, whether physically or emotionally, you are probably familiar with the turning point – that is the moment where you decide to take a stand and take back your life. The fact is, life is meant to be fantastic and you are here to be happy, creative and prosperous.  I suggest you make a decision to flip the switch and take back your God-given right to be prosperous.

Flipping the switch is related to your mindset about money more than your course of action with money. It is deciding to change the way you think about money, more than changing the way you make, save or spend money. For example, instead of thinking up ways to get out of debt, I’m suggesting you simply stop focusing on debt. You ask “how is that possible when I owe so much money?” And I say, as long as you keep focusing on debt, debt will be your reality. You ask “is it as easy as just changing my thinking?” I say that is where it all begins. The rest will happen naturally. You will know exactly how to take action once you believe. My clients have heard me say the following line over and over: ”Don’t worry about HOW, just believe it NOW”. As you begin to program your mind to believe that prosperity is your birthright (the NOW), all the other answers are revealed to you (the HOW). You will start to be guided to take action doing what you love for a living. You will begin to understand that it IS possible to turn a hobby or talent into a profitable living. Or if you love what you do now, but struggle to make ends meet, by believing that you have a prosperity birthright, you will open up to prosperity from avenues you never thought possible. Believing is the key to receiving.

Flipping the switch also means having an open mind. Believe me; I know the philosophy I present in this article can be considered illogical or even crazy to the majority. But it works. When people are desperate they commit to doing whatever is necessary to change their current situation. If the doctor tells you that you have some rare disease and your life expectancy just got cut in half, you may try things you never imagined doing before, just to beat the odds. You may start exercising and give up beer (which was always your favorite “food group”). You may meditate even though you use to think meditation was silly. You may eat some strange herb that you have to travel to a rain forest to get your hands on. Or you may run naked through the street singing a tune from Mary Poppins if you have an ounce of hope it will beat the disease. The point is, when you have tried everything and nothing changes, try something else. You may just be surprised.

Remember your birthright. Just as oxygen is a birthright, so is prosperity. Focusing on lack does to Prosperity what holding your breath does to Oxygen. You are entitled, worthy and free to be prosperous. It is there waiting for you. Stop holding your nose and allow it to come in.

***As a gift to my readers, I am offering a 30% discount on my product “Stop the BS that’s Blocking Your Confidence!” - The behavioral card deck that reveals the truth about your Belief System; how it affects your finances and your ability to live a prosperous lifestyle.” Visit my website (www.lookforthesun.com), sign up for my newsletter and I’ll send you a coupon code for your discount.

Lynette knows all about LIMITING BELIEFS and how they can keep you stuck! That’s why she created an inexpensive product called: STOP THE BS THAT’S BLOCKING YOUR CONFIDENCE! – and as a gift to her readers, she is offering a 30% discount! Just visit her website, sign up for her newsletter and she will send you a coupon code that saves you 30% on this unique and life-changing product! (Regularly $19.97). Visit www.LookfortheSun.com to learn how to change your “BS”!

Lynette Landing is an enthusiastic speaker, personal development coach, and owner of Look for the Sun Empowerment Center in Morrisville, PA. She’s an expert on personal empowerment; specifically building self esteem, overcoming strife, coping with change and expanding one’s comfort zone. Once a penniless, single mom forced from her home with her 6 year old son, Lynette abandoned her complete lack of self-worth and became engrossed with studying the habits of leaders, self-made successes and entrepreneurs. She developed her own life-changing tricks to creating a successful life and manifesting her heart’s desires. Today she helps others to set and surpass their own goals by bringing her motivational message to individuals and groups. Visit www.LookfortheSun.com

How to Get Started In Real Estate With Little Or No Money

admin — Sat, 13 Mar 2010 22:05:56 +0000

By: Richard Reichmann

Most of us are smart enough to realize that no real estate system is foolproof, and if anything seems too be good to be true, it probably is.

However, that doesn’t mean that you need excellent credit and a surplus of cash to get started in real estate. Here are some strategies for financially constrained aspiring investors to begin generating real estate cash flow.

You don’t have to own a property to profit from it. There are two types of quick-sale real estate investors: Retailers and dealers.

Retailers buy properties outright and sell them for a quick profit. Their risk is highest, but so is their potential reward. Retailers typically need substantial cash for a down payment and at least decent credit.

Dealers, by contrast, buy and sell contracts, not properties. They find bargain properties and sign purchase contracts with their sellers. Dealers then sell these purchase contracts to retailers, making a solid profit in the process. This is known as assignment of contract.

Usually, the only cash required is the earnest money to secure the deal. A good dealer can then flip the contract for a quick $1,000 to $3,000 without ever taking possession of the deed.

Use a double closing for greater profit potential. A double closing allows a dealer to earn a higher profit margin than an assignment of contract. With an assignment of contract, there is always potential that the deal will ultimately fall through.

The dealer is protected because she has already received her proceeds from the sale of the contract. But the retailer who buys the contract is wary of the deal falling through and will factor it into the price he is willing to pay.

With a double closing, the dealer assumes more risk because if the deal falls through, she receives nothing. However, with this greater risk comes a greater reward.

A double closing begins with the dealer signing a purchase contract with the property owner. Then the dealer signs a contract with the retailer, in which the retailer agrees to buy the property from the dealer at a higher price and deposits that amount in escrow. The property owner signs the deed to the dealer, who then signs it to the retailer.

The retailer then signs the loan documents, and the process is complete the property owner is paid his asking price, and the dealer is paid the difference. Note that the dealer came to the table with no money, and her credit was never an issue.

Be a scout no cash or credit required. Scouts are a third type of real estate flipper. Instead of flipping actual properties or contracts, scouts flip information.

Scouts face even less risk than dealers and have almost no cash or credit concerns. They simply gather information about distressed properties and sell it to interested dealers and retailers.

In effect, scouts do the dirty work for real estate investors, and investors are willing to pay them handsomely for doing it. Typically a scout will gather the following data on a potential deal.

The owner’s name and contact information, the asking price, information about the mortgage and whether payments are current, outstanding liens on the property, A photograph of the house, Pertinent information about the owner’s motivation to sell. Is he in the middle of a divorce, foreclosure, job transfer, etc.

Investors typically pay scouts $500 or $1,000 for good information. But what happens if an investor doesn’t pay? Simple. Don’t take any more deals to them. Successful investors realize the value of good information, and they are more than willing to pay for it.

Take over the seller’s mortgage payments. Prior to 1989, almost all home loans were freely assumable. This meant that anyone could take over the payment of the loans without objection from the lender.

However, due to rising interest rates that began in the late eighties, virtually all home loans issued since then contain a “due on sale” clause. This means that when ownership of a property is transferred, the lender can demand payment in full of the outstanding loan.

However, due on sale is merely a clause not a law. It is the lender’s prerogative whether or not to exercise this clause. If you buy a property and take over the loan payments, there is a distinct possibility that the lender won’t even notice. There’s an even greater chance that the lender will choose not to exercise the due on sale clause, as long as you make timely payments.

After all, the cost of enforcing the clause is significant, and as long as the lender is being paid, it is unlikely to care who signs the monthly checks. You can potentially buy properties without a credit check.

Real estate success always requires an investment. There are ways to profit from real estate without significant financial investment. That is not to say that success comes free and easy. At the very least, you will need to make a substantial investment in yourself. In order to succeed, you must be willing to work hard.

Even with a million dollar real estate portfolio, your brain will always be your #1 asset. Be sure to invest in your education on a daily basis and learn as much as possible about your local market, real estate law, and investment strategies.

Richard Reichmann is internationally known as a millionaire maker. He’s a leading consultant in real estate and internet marketing strategies that are profit proven.

Subscribe to our FREE newsletter Value $147.00

http://www.InstantRealEstateWealth.com

Buyer: be Aware

admin — Sat, 13 Mar 2010 21:45:57 +0000

By: Kevin Bilberry

There is nothing worse than going into an important situation and having it turn out far different than you imagined. If you are getting ready to buy, or are maybe already in the process, make sure you don’t blow it by being too naive.

One big mistake buyers make is getting too excited about a home. If you love it too much, you might overlook some of its imperfections. You might decide you can actually afford more of a mortgage than you really can. Both of these set you up for serious future problems. Also, if a seller sees how much you want the house, they aren’t going to accept your low-ball offer. They’ll ride it out and bring you up to their asking price. It is far smarter to keep your cool, and point out to them all the flaws you spot. You could make a good offer, but put some repairs on your conditions. And don’t be afraid to get inspections, and always ask the Realtor® about any issues you think may exist. What seems like your dream house may not be so perfect, and you need to be objective enough to see if it isn’t measuring up, and flexible enough to let it go if you have to.

Eager new buyers often try to start the buying process too soon. Yes, it’s exciting to see a home that seems to match your criteria perfectly, but if you haven’t seen the bank to get pre-approved yet, you are jumping the gun if you try to make an offer. You’re probably thinking that you don’t want it to get away on you, but the reality is, you don’t even know what kind of mortgage a bank will cover you for. There are a lot of things the bank or lending institution considers when deciding how much of a mortgage you are good for, and a lot of it might not be things you’ve considered. You may feel fine about scrimping to make a higher mortgage payment, but the bank might not see it that way. They have a formula for

weighing your income against your debts and expenses, and that will decide your mortgage, not your willingness to survive on potatoes and instant noodles. Also, you may be thinking that great new job will help you pay that steep mortgage, but the bank sees it as an unstable income because it’s too new. So before you get too serious about any homes, do yourself and the sellers a favor and visit the bank to start the pre-approval process. This will tell you the price-range you should be looking at.

Another mistake a lot of people make is to think that investing in real estate will make them a quick buck. We see stories of the one month millionaire and get all excited. In reality, any real estate investment is a long term investment. Flipping for a profit is rare, and takes either a lot of sweat equity along with renovation money, or is pure luck in good timing. But markets rarely change so fast that within a couple of months you could make a large profit with little effort. If you are buying, expect that you will be investing time and money into regular maintenance. And if you want to make hundreds of thousands in equity, get comfortable, because it’ll probably take many years.

Learn more about homes in the For Sale By Owner New Castle County DE category, at HomesByLender.com. This site has regularly updated For Sale By Owner listings in every state in the nation – buyers and sellers interested in FSBO can use this site as their primary resource.

Is Flipping a Good Investment Strategy in Current Market?

admin — Sat, 13 Mar 2010 21:34:50 +0000

By: James Klobasa

Many property flippers are questioning their approach to real estate investing. What was once an easy profit has become something of a struggle, and investment properties are continuously taking longer to sell. This has led many investors to discontinue flipping real estate and begin searching for other investment opportunities. Some investors have even bailed completely out of the real estate market.

Granted, times are getting harder for real estate investors, but that does not mean that there is no longer any money to be made in flipping. As times inevitably change, it is up to the investor to revamp his strategy so that he can continue making money in a tight market.

One of the benefits of a declining real estate market is that properties can be purchased at rock bottom prices. Yes, homes are losing value, but this only means that you can purchase more home for each dollar that you invest. And as any investor will tell you, the key to making money is buying low and selling high. That makes the current real estate market a perfect place to buy, buy, buy.

The downfall of a declining real estate market is that the number of houses for sale far outweighs the number of buyers. This can make it difficult, but not impossible, to quickly flip a property for profit. What is needed, then, is not to forgo real-estate investing altogether but to change your sales strategy so that you can stay ahead of your competition.

To make money flipping homes in any real estate market, you need to sell the property quickly. In fact, the majority of flips that lose money do so because they simply sat on the market for far too long. With this in mind, it makes sense that you can still make continue to sell quickly.

The number one thing that you can do to ensure that your properties sell before those of your competition is to offer something to your buyers

that they cannot find anywhere else. A good example of this is seller financing. Seller financing not only attracts buyers, it is also a great way to supplement your income during a time when you might not be able to earn as much profit from real estate investing as you were once able to.

Offering custom upgrades is also a great way to attract buyers. You can do this by marketing the home before it is completely finished. Many buyers jump at the chance to choose the finishing touches of their new home. Allowing buyers to choose carpet color, appliances, and other last minute details can give you an edge over the competition.

Keep in mind that each market is different and will require different strategies for success. Being open to change and being willing to adjust your marketing strategy to reflect that change may be just the thing to keep the money rolling in while your real estate investing competitors throw in the towel.

James Klobasa, once broke with no job and $20,000 in debt made a choice that changed his life forever. That choice was investing in Real Estate. With the founder of, The Little Building Co. you too, can learn at Real-Real Estate Investing

Know About Flipping Destination Condos

admin — Sat, 13 Mar 2010 21:12:59 +0000

By: sunshine

A particular type of “investing” in destination condos has become an easy path to riches in some circles. It is asserted that flipping “preconstruction” condos can make “big bucks.”

This opportunity is created when developers offer the lowest prices to buyers before the condos are completed (or even before they are begun). Some purchasers buy with only the thought of selling as the condo nears completion or is finished for a quick profit. Thus, the condos are flipped.

But the risk in all this is that the condo price does not rise or, even worse, that the investor may not be able to find a buyer at all and have to take possession and live in it or sell the condo at a fire sale price.

Selling a lot of units “preconstruction” to investors often benefits the builder. Developers usually have to presell a certain percentage of units in order to qualify for a loan to finance construction.

Also, the early sales can be used as evidence of strong demand to prospective buyers. Some developers even make contractual commitments to raise prices

when predetermined sales thresholds are passed-a major motivation for bargain hunters to put down deposits in the earliest stages of a development. Contractual commitments to raise unit prices then promotes the appreciation that can make flipping profitable.

Aside from the risk to the investor that the market for condos will fall before getting a chance to flip the property, where the relationship between the investor and the developer is anything but arm’s length, the relationship between the developer and the “preconstruction” investor may appear questionable to the bank that finances the developer or to the eventual buyers. Of course, such concerns are unlikely if the market stays strong and all participants come away satisfied.
<

br/>The problem is that condo markets are inherently volatile (at least more so than residential housing). If the developer winds up defaulting because of a spike in interest rates, some economic calamity, or simple overbuilding in that particular market, you can bet that the aggrieved parties will be looking for someone to blame.

Information for Your Life

Click to find more about Real Estate Flipping

The Silver Lining of the Foreclosure Crisis

admin — Sat, 13 Mar 2010 21:06:40 +0000

By: Leslie Eskildsen

It may be a bad time to own or sell, but it’s a great time to buy now that house prices are falling. Not only can one find a great deal hidden among the many foreclosures and short sales, the economic downturn has scared many people away from taking advantage of plummeting prices. Much has been said about the evils of foreclosure – abandoned houses, vandalized properties, increased crime. These are all negatives, yes, but a savvy investor can take a stripped home and turn it into a resale bringing thousands of dollars of profit or regular rental income.

Successful foreclosure investors don’t expect to get rich quick. They educate themselves, first, on property values, real estate laws (especially as pertains to foreclosures), and how to get more information about a property. Then they look for a property that could be improved enough to sell or rent. This can differ according to the investor’s preferences. They need capital to not only buy the home, but also to restore it. Foreclosure homes can range from an empty, abandoned building to a trashed house with garbage strewn all over the place, missing fixtures and a galloping case of mold or termites.

Don’t discount these trashed houses. The more work it takes to bring the home back, the less money that you can buy the house for and consequently, the more profit you can eventually gain. Many foreclosed homes, covered in trash and desperately needing some new fixtures and paint, can go for many thousands of dollars less than a comparable relatively clean home. Make sure that what is hidden under all the garbage is genuinely a home that can be restored; the money you spend on a qualified inspector is more than worth it.

Many people think of foreclosure investment as “flipping”. One should not depend on a quick “flip” to profit by. Such sales, while

they have happened before, are too rare for one to depend on. Instead, take the long view of a foreclosure investment. This is also where the knowledge of property values comes in – how long did it take comparable units to sell? How much did they go for? Are homes in this area selling quickly? Do you know people who are looking for this type of home? Questions like these will make it easier for you to determine the time frame that you are likely to sell your home by.

Despite the rampant foreclosure crisis, people still need places to live. Purchasing foreclosure homes and refurbishing them so that they become rental units is one way of breaking into the foreclosure market, gaining equity and income. You can still sell the house while not losing money during the time you’re waiting for it to find a receptive buyer. However, to do this, you also need to educate yourself on the current rental market – what’s renting, what people are looking for and the many issues that will arise for you once you become a landlord.

When you’re thinking of your investment options, don’t let the negatives of the foreclosure crisis close your eyes to what can be a lucrative way of making money. You need the desire to work with these properties to succeed, but the results can be well worth your investment. Looking at other ways money can be made, such as through renting, is also a way to take advantage of falling prices and interest rates. However, you must be prepared for the problems that each money-making strategy will bring with it. Investing with a clear purpose, knowledge of the market and a realistic view of the challenges is what is going to allow you to successfully take advantage of this crisis’ “silver lining”.

Visit LeslieEskildsen.com for all your Orange County MLS needs. Compare the houses in surrounding areas including homes in Painted Trails.